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Why order an appraisal from Anchorage Appraisal Service, LLC?
Thousands of people in Alaska purchase, sell or refinance their home every year. Many of these transactions contain a simple line item for an appraisal.
The majority of lenders still call for a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might appear to be less expensive than an appraisal.
But is securing a mortgage the only reason you should get an appraisal? Are there more times when the services of a licensed, independent real estate professional might be beneficial? Absolutely.
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Contact Anchorage Appraisal Service, LLC if you're planning on any transaction where the value of your house is a factor. Just click here
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Let Anchorage Appraisal Service, LLC help you dispute your tax assessment in Anchorage County
It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your real estate, so if values have gone down in your neighborhood, you can appeal your assessment and save money.
When building your case, an appraisal from Anchorage Appraisal Service, LLC is your best evidence.
We're equipped to assist you in challenging your tax assessment.
Let Anchorage Appraisal Service, LLC help you lower your mortgage payment
Private Mortgage Insurance, or PMI, is an additional insurance plan that nearly all lenders ask homeowners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property.
More often than not, this added payment is bundled into the monthly mortgage payment and is soon forgotten.
PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Anchorage Appraisal Service, LLC can produce a statement regarding the value of your home, and the cost of the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress
A divorce can be a particularly traumatic event for both parties, and it is often more complicated by the troublesome decision of who maintains the house.
So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Anchorage Appraisal Service, LLC, regardless of the circumstances.
The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mind
The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.
Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals.
A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Anchorage Appraisal Service, LLC can help you with relocating to or from Anchorage County
Employee relocation can be a stressful event. We know where you're coming from!
That being said, we take great care in establishing a convenient appointment time for the appraisal inspection.
During our thorough process, we encourage employees that are moving to provide feedback on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered.
Sell your home quickly at the right price
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price.
An appraiser has no vested interest in what amount the house sells for, unlike real estate agents.
The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal.
On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make.
And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.
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Anchorage Appraisal Service, LLC 3041 Amber Bay Loop Anchorage, AK 99515-2303
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